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Travel insurance is an important but often overlooked part of your vacation. Whether you are traveling to a foreign country or to the next state you should consider travel insurance.
If you become too ill to travel, trip-cancellation insurance will pay for any nonrefundable costs for the trip.
If you've ever had a head cold on an airline flight, you know that traveling when you're sick is no fun at all. No one wants to take a vacation when they're ill, but your airline, cruise company, or tour operator isn't likely to be sympathetic to your plight.
That's where trip-cancellation or interruption coverage as part of a travel insurance policy can come in handy. If you become too ill to travel, or if one of your family members gets sick and you need to stay home to care for them, trip-cancellation insurance will pay for any nonrefundable costs for the trip — from hotel bookings to air- or cruise-line cancellation fees.
If the airline, cruise company, bus transfer company goes out of business, you're not left high and dry. You're covered. The same reimbursements would also apply if you fell victim to an illness that wasn't serious enough to require an air ambulance flight but still forced you to cut your trip short and come home.
Trip Cancellation Insurance - RoundTrip
Planning a trip is a complicated process. Not only is there time off and travel destinations to consider, but there is also a significant financial investment. What if you or a member of your family becomes ill the week before your trip and you are unable to travel? A portion or even all of the money you spent preparing for the trip may be lost. We have chosen to partner with Seven Corners which offers a program called RoundTrip. RoundTrip protects your financial investment when purchasing a trip, and offers benefits to protect you during the course of a trip.
RoundTrip now offers enhanced benefits with RoundTrip Choice. Both policies provide protection for your trip costs and your health while on your trip. Now you may choose from two levels of coverage: RoundTrip or the newly available RoundTrip Choice.
Highlights of RoundTrip include...
- Trip Cancellation - Up to $20,000
- Trip Interruption - 150% or tour cost maximum
- Trip Delay - Up to $500
- Evacuation/Repatriation - Up to $250,000
- Lost Baggage / Personal Effects - Up to $1,000
- Emergency Medical - Up to $50,000
Highlights of RoundTrip Choice include...
- Trip Cancelation - Up to $20,000
- Trip Interuption - 150% or tour cost maximum
- Trip Delay - Up to $1,000
- Evacuation/Repatriation - Up to $500,000
- Lost Baggage / Personal Effects - Up to $2,000
- Emergency Medical - Up to $100,000
By combining protection for your financial investment as well as protection of your well being during the course of a trip, RoundTrip offers both domestic and international travelers a complete package of benefits.
Travel Medical Insurance - Liaison International
Designed for international travelers who are concerned about an unexpected medical condition arising overseas, Travel Medical Insurance not only provides comprehensive medical protection while abroad, but also secondary services that are of utmost importance away from home.
Since 1993, international travelers throughout the world have relied on Seven Corners' travel medical programs to provide the coverage they need. Whether you are a U.S. citizen traveling overseas or a foreign national visiting the United States, we have the program to provide coverage for as little as 5 days and renewable up to 3 years.
Liaison International
First introduced in the early 1990's, Liaison International provides up to $1,000,000 in medical benefits while you are away from home. Additionally, Liaison International has other valuable benefits such as Emergency Evacuation coverage up to $300,000 (in addition to the medical maximum) and 24-Hour, 365 Day Assistance Services to provide access to care when you are in a foreign country.
Features
- Emergency Evacuation benefit of $300,000 that is in addition to the medical maximum.
- Terrorism covered at no additional cost - same as any other benefit. (Except states underwritten by Certain Underwriters at Lloyd's of London.)
- $50,000 Common Carrier benefit at no additional cost.
- Hospital Indemnity benefit of $150 per night for those traveling outside the U.S. and Canada
- Up to $20,000 in eligible medical expenses will be waived for pre-existing conditions. This feature is available to U.S. citizens traveling outside the United States and Canada. The amount is reduced for persons age 65 and older. See brochure for full details.
- Renewals are available using the Online Quote and Purchase System, so you no longer have to pay large sums of premium at one time.